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Terms and Conditions

 

This website has been prepared by Personal Financial Services Limited ABN 26 098 725 145 AFSL 234459 (“PFS”). Nothing contained on this website should be construed as financial advice customised to the reader’s situation and needs.

No information contained on this website should be construed as giving any type of guarantee.  Specifically, nothing on this website is to be interpreted as a guarantee or forecast as to the future performance of any investment or financial product.  Any past performance information does not guarantee future performance and you should always be sure to read the Product Disclosure Statement before acquiring any financial product.

The information on this website has been prepared in good faith, from sources that, PFS believes were accurate at the time.  While PFS will take reasonable steps to keep the information up-to-date and accurate, we do not warrant or represent that the information is accurate or complete or up-to-date.

So far as permitted by law, PFS disclaims liability for, and is not responsible for, any inaccuracies, incompleteness or subsequent changes to the sources that may affect the accuracy of the information as it appears on this website from time to time or any losses, expenses or damage in connection with any such inaccuracies, incompleteness or subsequent changes.

PFS is not responsible for any of the information or content appearing on third party websites to which it provides links via this website. Any links that are provided on this website have been provided purely for your convenience.

INTELLECTUAL PROPERTY

(a) You acknowledge that the Content on the Site(s) is subject to copyright, trade mark and possibly other intellectual property rights. In these Terms and Conditions, “Content” means anything that you may see, read, hear, upload, download or access on or via the Site(s) (including but not limited to messages, files, data, software, images, artwork, graphics, design, photographs, illustrations, text, music, songs, videos, tags and other materials or subject-matter on the Site(s).

(b) Unless you are expressly authorised by us, or otherwise by law, you must not do any of the following yourself, or permit or authorise any other person to:

(i) sell, reproduce, publish, distribute, communicate to the public (e.g. by making available online or electronically transmitting) modify, display, perform in public, prepare derivative works based on or make an adaptation of, repost or otherwise use any of the Content (or any readily identifiable portion of the Content) in any way without our prior written consent; or

(ii) otherwise infringe the intellectual property rights of any person in using the Site(s) or any Content.